/house-solid%20copy.svg){kind=small}
LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.80
$21.30
$21.60
$21.60
$23.10
$23.70
$24.90
$26.10
$27.00
$27.60
$29.70
$30.30
$32.70
$33.90
$35.40
$36.60
$38.10
$39.30
$42.30
$44.10
$46.20
$48.30
$50.70
$53.70
$56.70
$60.30
$64.20
$68.40
$73.20
$80.70
$88.20
$95.40
$107.10
$117.60
$130.50
$144.00
$158.70
$174.90
$194.40
$213.60
$236.70
$259.50
$313.50
$342.30
$374.70
$410.40
$449.10
$491.40
$540.30
$598.20
$660.60
$725.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$39.60
$42.60
$43.20
$43.20
$46.20
$47.40
$49.80
$52.20
$54.00
$55.20
$59.40
$60.60
$65.40
$67.80
$70.80
$73.20
$76.20
$78.60
$84.60
$88.20
$92.40
$96.60
$101.40
$107.40
$113.40
$120.60
$128.40
$136.80
$146.40
$161.40
$176.40
$190.80
$214.20
$235.20
$261.00
$288.00
$317.40
$349.80
$388.80
$427.20
$473.40
$519.00
$627.00
$684.60
$749.40
$820.80
$898.20
$982.80
$1,080.60
$1,196.40
$1,321.20
$1,450.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.00
$51.60
$53.40
$55.80
$56.40
$58.80
$59.40
$63.00
$64.80
$66.60
$70.80
$72.60
$76.20
$79.80
$81.60
$87.60
$91.80
$94.20
$99.60
$102.00
$106.80
$112.20
$118.80
$124.20
$130.20
$138.00
$145.20
$154.20
$162.60
$172.20
$181.80
$199.20
$215.40
$233.40
$251.40
$283.80
$310.80
$345.00
$379.20
$417.00
$459.00
$507.00
$559.20
$618.60
$679.80
$816.00
$894.00
$979.20
$1,069.20
$1,168.80
$1,279.80
$1,401.60
$1,549.20
$1,705.80
$1,874.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov